How BidMyFinance Works
A transparent, compliant process connecting you with licensed brokers for indicative mortgage comparisons
Education First
Start by learning about mortgage options available in Australia. We provide educational resources to help you understand current market alternatives without any pressure or commitment.
- Explore different loan structures and features
- Understand current indicative rate ranges (not specific quotes)
- Learn about refinancing and first home buyer options
Indicative Bid Tool
Use our interactive calculator to get indicative rate comparisons and potential savings estimates. This tool provides general guidance only - not financial advice or loan approval.
INDICATIVE ONLY - All rates shown are subject to full assessment by licensed brokers
- Enter your current loan details for comparison
- See potential monthly savings (indicative calculations only)
- No obligation to proceed - explore freely
Connect via Contact Form
Ready to explore further? Submit your details through our secure contact form. This creates a warm lead handover to our licensed Ding Financial brokers.
- Provide basic contact and loan information
- All data securely stored and handled per Australian privacy laws
- Expect contact within 1 business day
Licensed Broker Assessment
A licensed Ding Financial broker conducts a full credit assessment, provides actual quotes (not indicative), and supports your application process according to responsible lending obligations.
- Comprehensive credit assessment by licensed professionals
- Actual loan quotes based on your circumstances
- Full application support and documentation guidance
- Compliance with NCCP Act and best interests duty
Ding Financial's Role
Ding Financial (Credit Representative 517980) is authorised under Global Mutual Funds Pty Ltd (Australian Credit Licence 222640) to provide credit assistance.
All licensed brokers operate under strict regulatory requirements including:
- National Consumer Credit Protection (NCCP) Act compliance
- ASIC regulatory guidelines (RG 234, RG 209, RG 273)
- Best interests duty and responsible lending obligations
- National Credit Code Section 154 requirements
Important Disclosure
Indicative only. Not financial advice or loan approval. Credit assistance provided by Ding Financial (Credit Representative 517980) under Australian Credit Licence 222640 (Global Mutual Funds Pty Ltd).
All rates, comparisons, and calculations shown on this website are indicative estimates only and subject to full assessment by licensed brokers. Actual loan approval and terms depend on comprehensive credit evaluation per NCCP Act requirements.